TERMS OF SERVICE

Last Updated: January 2025

1. INTRODUCTION

Welcome to OAIQO. By accessing or using OAIQO.com and its associated services (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform.

2. NATURE OF SERVICE — CRITICAL LEGAL NOTICE

OAIQO IS A SOFTWARE TECHNOLOGY PROVIDER ONLY. OAIQO:

• IS NOT a party to any transaction between users
• DOES NOT buy, sell, hold, or take custody of any commodities, metals, minerals, securities, currencies, or assets
• DOES NOT provide, operate, or control any escrow service
• DOES NOT provide financial, investment, legal, or tax advice
• DOES NOT act as a broker, dealer, exchange, or market maker
• DOES NOT guarantee the accuracy of any user-posted content
• DOES NOT verify the existence, quality, or legality of listed commodities

3. USER RESPONSIBILITIES

All transactions are conducted directly between users at their own risk. Users are solely responsible for conducting due diligence, verifying counterparty credentials, negotiating terms, arranging logistics, and complying with all applicable laws.

4. ELIGIBILITY

By using the Platform, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements. You are not located in a sanctioned jurisdiction.

5. INTELLECTUAL PROPERTY

OAIQO exclusively owns all rights to the Platform, including source code, algorithms, trademarks, and all proprietary technology. Users may not copy, modify, or reverse engineer any part of the Platform.

6. DISCLAIMERS

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. Commodity trading involves substantial risk of loss. Users assume all risks.

7. LIMITATION OF LIABILITY

OAIQO shall not be liable for any indirect, incidental, or consequential damages. Total liability shall not exceed the amount paid by the user in the preceding 12 months or $1,000 USD, whichever is greater.

8. GOVERNING LAW

These Terms are governed by the laws of Switzerland. Disputes shall be resolved by arbitration in Zurich under ICC rules.

9. CONTACT

For questions regarding these Terms, contact: legal@oaiqo.com

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